Divorce in two countries is double the trouble

By Geoff Williams

Wed Oct 24, 2012 12:26pm EDT

(Reuters) - Think divorce in the United States is hard? Try ending your marriage in two countries at once.

Red tape, financial obstructions and cultural differences are just a few of the added problems faced by a divorcing American who is a dual citizen, living abroad or married to a citizen of another country.

There are no statistics on how many Americans deal with divorce and dual citizenship, but it is a growing trend due to custody issues, says Ken Altshuler, president of the American Academy of Matrimonial Lawyers.

"We're seeing more parental kidnappings, more conflict, more litigation and simply more to fight about," says Altshuler. "Back in, say, 1975, or even in the 1980s, if a woman wanted to move her kid to Brazil, she would have, and nobody would have challenged that because the man was not going to win."

Robert Makielski of Culpeper, Virginia, hopes that is no longer the case as he fights for custody of his two children. Gabriel, 5, and Isabel, 10, are living in the Dominican Republic with his ex-wife, a citizen of that country.

"I'm basically dealing with a corrupt system in a foreign court," says Makielski, 52.

So far, he has spent $50,000 on his travails, and he figures he will spend plenty more. "I expect to probably lose everything," he says.

Makielski's case is extreme, of course, but any dual citizen - or anyone married to a dual citizen - in the midst of a divorce is going to find themselves facing a host of problems.

LOCATION, LOCATION, LOCATION

The first question to consider is: Where is it going to be easiest for you to divorce?

Just because you or your spouse is American, do not assume that you can file for a U.S. divorce, especially if you live abroad.

"It doesn't matter where you were born, it's where you live that's going to determine which court has the jurisdiction," says New York matrimonial lawyer Marilyn Chinitz.

That is not always a bad situation. Emily Edwards, 30, a British and American citizen, married and lived with her husband for two years in London. They then moved to Cambridge, Massachusetts, but soon decided they were not compatible, and they divorced there in 2010.

Because the couple had no children or joint property, "for us, it was easy," says Edwards, who teaches English as a second language to adults at a private school.

But the laws and outcomes can vary greatly from country to country. As a general rule, divorce and dual citizen issues are easier to manage in the United States and Europe. Laws that greatly favor men's rights over women's make navigating a divorce in the Middle East and North Africa especially challenging.

And if you and your spouse disagree about which country is best to divorce in, it becomes a race. Whoever files the fastest determines where the divorce will proceed.

WHAT HAPPENS TO THE KIDS

If you have young children, location could be especially important. Think Sally Field in the movie "Not Without My Daughter," the real-life story of Betty Mahmoody, an American mother who struggled to escape from Iran with her daughter. )

"It can be a very anxiety-ridden situation when you have this type of multiple citizenship and children who are moved from location to location," says New York matrimonial lawyer Malcolm Taub. "It makes it a much more complicated proceeding even under the best of circumstances."

The international community has tried to streamline the judicial process when it comes to divorcing across borders, primarily through the Hague Conference on Private International Law, which has about 75 countries as members.

Still, that does not make it any less complicated for some parents, particularly those living outside of their home turf. Chinitz gives the example of an American married to a Swede who decides to move from New York to Stockholm with their 3-year-old. Five years later, the American parent wants to divorce and take the child back home. The other spouse says no way.

"The American parent is going to be in trouble, because she should have consulted international counsel before making the move," Chinitz says.

But what should you do in a situation where you think your child has been abducted by the other parent? You should ask the state department or your local government representatives to intervene, but you should keep your expectations in check.

"They can get the dialogue going and can put you in touch with key people at the American embassy, but if a country's going to say our citizen has custody, and take their side, there's not much they can do," Altshuler says.

Given his ordeal, Makielski has these words of advice: "Don't get your kids passports."

DIVISION OF PROPERTY

Many divorcing couples who hold dual citizenship find themselves splitting up property around the globe. Similar to how it works with children, the court deciding the case has the power to award property - even property in another country - to one spouse or the other.

If a spouse is overseas with the property and refuses to give it up, you end up having to hope for the best or to show up on the doorstep abroad and try to work it out.

Malcolm Taub has a client whose husband left the country and let his visa expire, which means he cannot return to get the divorce his wife is demanding. If she wants a divorce and child support - and she does - she will have to travel to get it.

"She will have to pursue him in a court in his country of origin," Taub says. "There are so many twists and turns in these types of situations that it's impossible to predict how they will play out."

Follow us @ReutersMoney or here

(Editing by Beth Pinsker Gladstone and Lisa Von Ahn)

(The author is a Reuters contributor. The opinions expressed are his own.)

Source: http://www.reuters.com/article/2012/10/24/us-divorce-citizenship-dual-idUSBRE89N10V20121024?feedType=RSS&feedName=PersonalFinance&rpc=43

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Even the losers keep a little bit of pride (Unqualified Offerings)

Share With Friends: | | Politics - Top Stories Stories, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/258034262?client_source=feed&format=rss

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How to Make Your Online Branding Brilliant | Business 2 Community

For many small or local businesses it?s not always easy to stand out from the crowd, particularly when almost any company you can think of already has a Facebook page, or a Twitter feed. Unfortunately, it takes more than regular social media updates to really make sure you stick in peoples? minds; you need to create a brand personality that people will recognise, trust and enjoy hearing from time and again.

As every business and every brand is different you need to figure out what features best highlight your own brand. This is not always an easy task and is something that has made and lost fortunes for brand experts and marketers, at the same time many businesses can?t afford to spend the money or resource on expert help.

So how do small or local businesses make their mark in the crowded world of online marketing?

Remember your brand is valuable

Marketing and branding can sometimes be overlooked by small businesses who think of them as an unnecessary expense. If this is your attitude, then think again. Your brand image is one of your most important business tools. Online Branding is crucial, as for many people a quick internet search will be how they are introduced to your business. How much would it mean to you if everyone who visited your website became a customer? Probably quite a lot!

Protect your reputation

Anyone can write reviews or opinions of your business on the internet, and while some of these may be great, there may be a whole host of criticism out there on Facebook, Twitter or Google+ that is scaring potential clients away from you before you?ve even been in touch with them. Likewise, if people are saying good things about you then wouldn?t it be great to have those comments where everyone can see them? Set up searches or alerts to monitor your brand reputation online and make sure that if your business is mentioned, for good or bad, that you know about it and can address it.

Highlight your USP

Why should customers come to you and not your competition? Every business should have a Unique Selling Point, or a way to attract new clients. It might be that you do a great bespoke service, or you do home visits, or you have great aftercare ? or it might be that you can be found at the top of the search engines while your biggest competitor is at the bottom of page 2!

Flaunt your size

Some people love the security of going with a big firm. Others like to know that they?re getting the personal touch of working with a small business. It might be that your small firm is just as good, if not better, than the international multi-million pound turnover business that does a similar job. Highlight exactly why you are proud of your size and make it part of your brand. Customers like to know what to expect, so if you?re a one man band then let them know why that works so well for you, or if you?re a small business with plans to grow then let your customers know that they are part of that.

Create a Buzz

It?s natural for people to talk about what?s interesting, so give people interesting things to talk about. The more your brand is talked about, the more people will hear about your name, and the more the word will spread, but it all has to come from somewhere. Whether you create a buzz by doing competitions, open days, offers, creating valuable content online or talking about new products or events, just try and get people talking about your brand. Try introducing a hashtag on Twitter, or joining conversations on Facebook.

Stay Relevant

No-one is interested in yesterday?s news. If you notice a lack of engagement from your customer base, then maybe what you are putting out isn?t entirely relevant to them. Understand exactly who your customers are and what they like. Use this information to make sure you?re hitting the right note with them. Read up on new trends within your industry, write opinion pieces, ask questions, or collect feedback. The more interesting and relevant you are, then the more people will choose to come back to you for further insights and the more likely they are to think of you when the time comes to buy.

Be an Expert

There is nowhere to hide with online branding. If someone asks you a question online then it?s in the public domain. Make sure that there isn?t anything you don?t know about your business or niche. If you don?t know an answer immediately, make sure you look it up and get straight back to the customer. Research your competitors, make sure your products and services are still relevant and needed, make sure your pricing is in line with market expectation and ensure that information on your small business website or blog is accurate. If you are not an expert in what you do, then customers will see right through you and move on to someone who can answer their questions.

Don?t lose Focus

You can?t and won?t get everything right all of the time. It can be easy to spend hours on end responding to comments on Social Media, or to get distracted when trying to write a blog. Try setting a time limit for getting each task done and forcing yourself to move on when you reach that time. Similarly, if something hasn?t been working and you realise you?re losing focus on the main goals then take a step back and re-evaluate.

Stick to your Values

Whatever brand image you try to create make sure you stick to it and replicate it across all of your online media. While each social network might naturally encourage a different style of follower you need to make sure that everything you do online reflects the true voice and values of the brand that you?re working so hard to promote.

Always try to improve

The internet changes and grows every day. Even if something works really well for you today, you might notice that in 6 months it doesn?t work at all. There are many household name brands that have been unable to keep up with the times, change and adapt as necessary in order to stay at the forefront of their marketplace. Don?t let this happen to you!

The last word on online branding is YOURS. Leave a comment below and share it with everyone.

Source: http://www.business2community.com/online-marketing/how-to-make-your-online-branding-brilliant-0310022

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Obama aggressive in foreign policy debate with Romney

BOCA RATON, Florida (Reuters) - President Barack Obama repeatedly attacked Republican challenger Mitt Romney on foreign policy on Monday in their third and final debate in an effort to blunt his opponent's surge in the polls with two weeks left until Election Day.

The high-stakes debate strayed frequently into domestic policy, with Romney seeking to bolster his argument that Obama had bungled the U.S. economic recovery with high unemployment and rising debt.

Neither man threw a knockout punch or made a noticeable gaffe in the 90-minute encounter at Lynn University in Boca Raton, although Obama scored enough debating points to be declared the winner in the first surveys.

A CBS News snap poll declared 53 percent believed Obama won, versus 23 percent for Romney and 24 percent saying it was a draw. A CNN poll put Obama as the winner by 48 percent to 40 percent.

With foreign policy a low priority in a campaign focused mostly on the economy, it was unclear what impact the debate would have on the race, which enters the final frenzy of campaigning with both men tied in the polls before the November 6 election.

Respondents in the CNN poll were split over whether the debate would influence their votes.

The debate was one last chance for the candidates to appeal to millions of voters watching on television and Obama was the aggressor from start to finish.

'HORSES AND BAYONETS'

He criticized the Republican for lacking ideas on the Middle East, mocked his calls for more ships in the U.S. military and accused Romney of wanting to bring the United States back to a long-abandoned Cold War stance.

Obama had a biting, perhaps condescending, response when Romney said the U.S. Navy had fewer ships now than at any time since 1917.

"Governor, we also have fewer horses and bayonets," Obama said, suggesting that Romney's worldview was obsolete. "We have these things called aircraft carriers, where planes land on them. We have these ships that go underwater, nuclear submarines."

Obama also said the Republican presidential candidate was seeking to turn back the clock by once declaring Russia the top "geopolitical foe" of the United States.

Seated at a table with moderator Bob Schieffer, Obama said Romney was trying to return U.S. foreign policy to the 1980s and that the decade was "now calling to ask for their foreign policy back because, you know, the Cold War's been over for 20 years."

Romney said Obama's policies toward the Middle East and North Africa were not stopping a resurgence of the threat from al Qaeda in the region.

"Attacking me is not an agenda," said Romney. "Attacking me is not how we deal with the challenges of the Middle East."

Romney, wanting to make no mistakes that could blunt his recent rise in the polls, did not take the bait on some occasions when attacked, which may have led viewers to declare Obama the winner.

Although Romney lacks foreign policy experience, his aides said they believed their man's performance allowed him to pass the "commander-in-chief" test to show Americans he is knowledgeable about foreign affairs and enable them to envision him in the Oval Office.

Romney accused Obama of failing ally Israel, which the Democrat has not visited since taking office four years ago.

The former Massachusetts governor, whose central theme throughout the campaign has been a promise to rebuild the weak U.S. economy, frequently turned the discussion back to economic matters, saying U.S. national security depended on a strong economy.

"The president hasn't balanced a budget yet. I expect to have the opportunity to do so myself," said Romney.

Source: http://news.yahoo.com/obama-aggressive-foreign-policy-debate-romney-045914107.html

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Apple to livestream today's 'iPad Mini' event via Apple TV, website

3 hrs.

Rosa Golijan , NBC News

Apple hasn't livestreamed an announcements since October 2010, but it looks like things are changing with today's event. You can tune in online or via an?Apple TV at 10 a.m. PT/1 p.m. ET to learn about the latest Apple news live.

The folks at MacRumors were among the first to notice that today's event will be livestreamed when a little "Apple events" icon began appearing on Apple TV home screens. Selecting the icon brings users to a page which invites them to check out the event at 10 a.m. PT/1 p.m. ET. A link to an online livestream appeared on Apple's own website later in the morning.

To watch the live stream on Apple's website, you must use Safari 4 (or later) on Mac OS X 10.6 (or later) or Safari on iOS 4.2 (or later). In order to follow along via Apple TV, you need a second- or third-generation device with software version 5.0.2 (or later).

While watching Apple's livestream, keep in mind that our own Wilson Rothman will be reporting live from San Jose, Calif., and bringing you the latest news and?along with some solid analysis and commentary.

Want more?tech news or interesting?links? You'll get plenty of both if you keep up with Rosa Golijan, the writer of this post, by following her on?Twitter, subscribing to her?Facebook?posts,?or circling her?on?Google+.

Source: http://www.nbcnews.com/technology/technolog/apple-livestream-todays-ipad-mini-event-apple-tv-website-1C6619843

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Dell begins accepting orders for its XPS 10 tablet running Windows RT, prices start at $499 (updated)

Surface isn't the only Windows RT tablet going on sale this week: Dell's XPS 10 ships on Friday, though it's actually for purchase now on Dell's site. (It won't ship until mid-December, so don't get too excited.) The tablet starts at $500 for the 32GB tablet by itself, which is right in line with Microsoft's Surface pricing. The 64GB model is priced at $600. Interested in that optional keyboard dock? (Of course you are!) Dell is selling two bundles: one with the 32GB tablet for $680, and another with the 64GB one for $780. Though the keyboard comes at a premium, especially compared to Microsoft's Touch Covers, it offers some things Microsoft doesn't -- namely, a USB port, HDMI output and a built-in battery. Whichever model you choose, the XPS 10 has a 10.1-inch screen with 1,366 x 768 resolution and a dual-core Snapdragon S3 processor clocked at 1.5GHz. And, unlike some other Windows RT tablets, this one supports both finger and pen input. Hit up the source link for more info, and check out our fresh round of hands-on shots below.

Update: As some of you have pointed out, that $499 starting price includes a one-year service plan, valued at $100. You can opt out of this plan and get the standalone tablet for $399.

Source: http://www.engadget.com/2012/10/23/dell-xps-10-pricing-availability/

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Should You Buy an iPad? | Travel

People everywhere are talking about the iPad. There was some concern when it was released about whether the latest Apple creation would take hold but those fears have since been put to rest. Of course there are many people still concerned about whether or not it?s good enough to warrant its hefty price tag. This is a choice that will ultimately be yours to make alone but this article might help you come to that conclusion.

The long battery life is one of the most impressive features about the new iPad. This really is a big deal for the many people out there that are constantly in need of charging some sort of electronic device. On average, the iPad can last 10 hours without needing to be recharged so you can enjoy the bulk of the day without charging it. Some users have even reported going longer than this. Either way, once you charge your iPad, you don?t have to worry about running out of power in a couple of hours, which is very convenient for a portable device. You can also buy an accessory that works to extend the battery. Computer game fans will adore the gaming capacity of the iPad. 3D games look amazing on the high quality screen of the iPad. However, serious gamers have found that gaming on these devices isn?t as intuitive or simple as playing with a keyboard, mouse, or wheel on an actual computer. But, there is something in the works, the iCade that will allow iPad owners to enjoy a more comprehensive environment for gaming. Until then, the gaming capabilities on the iPad are good, but may not satisfy hardcore gamers.

Many people are waiting for the price to drop or a new and much better upgrade to become available, and this is why they have not yet bought one. Nobody knows when the next iPad will be released and there is already buzz about the new features and improvements Apple will make. Only when the next generation iPad is released will the current version of the iPad become cheaper. So waiting for the next version is one strategy, unless there are features on the current iPad that you want right now.

The fact is that this device is fun and fascinating. The decision to buy one is yours. We?ve given you the pros and cons to consider. Because this is only the first generation of the device it?s likely we will see upgrades in the future. homemade dog treats

This entry was posted in Arts and Crafts by admin. Bookmark the permalink.

Source: http://nicoleevaemery.com/arts-and-crafts/should-you-buy-an-ipad-23/

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Dom Quinto (1929-2012): Monroe loses a sporting legend - SPB's ...

Dom Quinto, Sr., who coached Masuk to its first football state championship games in 1985 and 1986, died Thursday. He was 83.

Before he established Masuk football?s tradition in the 1980s, Quinto was a pioneer of the town?s sports tradition. He began the Monroe Lions Pop Warner program in 1966, and guided the 7-8 grade teams to five consecutive unbeaten seasons and Candlewood Valley League titles. He also took the 1978 team to the Walt Disney World Bowl. Quinto also served as the CVL President.

The football field at Wolfe Park is dedicated to him.

He started as an assistant coach at Masuk in 1979 and took over as coach in 1984. Masuk was 1-9 his first year, but in the second Masuk won nine straight games and played in the Class MM championship vs. Hillhouse. Masuk lost 16-6.

The next season Masuk again reached the MM title game, losing to East Catholic 42-3.

Quinto was a man about town. He was one of the original owners of the Monroe Sports Center and the first maintenance superintendent of the Town of Monroe?s Parks and Recreation. He started the town?s first youth recreation basketball league and served as its director for 23 years. Quinto also began the town?s recreation girls softball league and served as its director. He was Masuk?s softball coach in 1989 and 1990.

Source: http://blog.ctnews.com/hssports/2012/10/21/dom-quinto-1929-2012-monroe-loses-a-sporting-legend/

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Stealth Survival: Simple Survival Tips -The Exit Strategy

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Simple Survival Tips -The Exit Strategy

An exit strategy ?is the means by which you can achieve your goals by lessening the risk presented by a variety of different situations and limiting the possibility of your objective having a cost that may be in excess of your desired goal. An exit strategy has two main goals. These goals are to keep the loss of lives or injuries to a minimum and to conserve the maximum amount of your available resources. An exit strategy should be included as a part of your emergency plans to give you the maximum chances for survival. Many people are quite familiar with the term ?bugging out? but may not realize the most efficient way to decide if this is your best and most viable option. This is where having an exit strategy will be of the most value depending upon the severity of the current situation. Now if you?re looking at the possibility being in water over your head due to rising flood waters your obvious goal is to minimize the possibility of drowning by ?bugging out?. This may solve one of the goals of an exit strategy (i.e., the loss of life), but it won?t solve the problem of the resulting loss of available resources that may occur. Your emergency planning should take such a possibility into account and provide for this contingency. While the first goal of an exit strategy will always be to minimize the loss of life or injury, it?s important to make plans that will enable you to satisfy both goals. Certain resources, such as food, water and shelter, will be just as necessary for you to achieve the first goal of an exit strategy. You won?t solve the problem if you live just long enough to die from exposure to the elements, dehydration or starvation from the lack of food. It is extremely difficult to plan for every possibility that might endanger your survival. Including an exit strategy in your planning can give you a definite advantage in order to achieve your goal of survival. Staying above the water line!

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Source: http://stealthsurvival.blogspot.com/2012/10/simple-survival-tips-exit-strategy.html

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Calling an ambulance improves heart attack survival | Human ...

October 21, 2012 4:34 am You are here:Home general Calling an ambulance improves heart attack survival Posted by on October 20, 2012 in general |

Source: http://www.humanhealthandscience.com/calling-an-ambulance-improves-heart-attack-survival/general

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Strategies For Small Industry Hosting: Amazing Benefits Of Web ...

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Source: http://iwebdeveloper.co.uk/2012/10/21/strategies-for-small-industry-hosting-amazing-benefits-of-web-hosting-for-not-so-big-small-businesses/

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Morocco denies pagan rock carving destroyed

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College Loans Could Cost Some Their Retirement ? CBS Boston

BOSTON (CBS) ? Paying for college is not only a problem for recent grads. Those big bills are staying with families for decades and it could wind up costing some their retirement.

?This is the most worried I?ve ever been, because of the college,? says Robin Curley of Milton. Robin and her husband, Ted, are looking at triple the trouble when it comes to paying off student loans. Their 19-year-old triplets all just started their freshman years at college. Derek is at UMass Amherst, Samantha is at the University of Tampa, and Justin is going to UNH.

When they graduate college in four years the Milton siblings each expect to have racked up at least $30,000 in debt. That?s on top of the $240,000 their parents plan to borrow.

?We don?t have a plan. How can I have a plan how to pay off $240,000? I still have a mortgage on this home,? says Robin. The Curleys are also unsure if they will ever be able to retire. And there?s reason to be concerned: of the $1 trillion in student loan debt here in the US, 40% is owed by people over 40.

At 62-years-old, Hazel Robinson, is also facing a mountain of debt: $109,000. Hazel found her calling later in life and earned her masters in social work only five years ago. She now counsels clients at the Pine Street Inn. It?s priceless work without a big paycheck. And while Hazel is happy to keep working well into her senior years, she is worried these student loans could cut into her Social Security. Thousands of checks are being garnished every year to help repay federal loans.

At American Student Assistance Mike Ryan works out repayment plans for struggling students at any age. ?It?s not uncommon now for folks to still be managing that 25 or 30 years after the debt was incurred,? says Ryan. But, that time frame doesn?t work for anyone nearing retirement.

Financial planners are adamant that even if you want to help your college-bound children you should take care of yourself first. ?We spend a lot of our lives thinking about our children. This is a time when you have to think about yourself because there isn?t any ?plan b? when it comes to retirement,? advises David Caruso of Coastal Capital.

As for Robin she plans to work harder and pay more, well into her golden years, ?I?m 51. I picked up an extra day at work. I thought right now I?d be slowing down.?

If you need help figuring out repayment options on federal loans contact American Student Assistance at ASA.org or call 866-493-5563.

ASA also suggests these websites for student loan help:

Don?t know servicer, or not clear on loans you have?

NSLDS.ed.gov (National Student Loan Data System)

Additional info on federal loan programs:

StudentAid.gov (Department of Education?s web site)

Challenges with private (non-federal) loans:

Talk with lender / servicer first

Consumerfinance.gov (Consumer Financial Protection Bureau)

Source: http://boston.cbslocal.com/2012/10/19/college-loans-could-cost-some-their-retirement/

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Makati building in shortlist of international real estate awards ...

?? October 21, 2012 07:50 AM Wozniacki to play Stosur for Kremlin Cup title ??? | ??? October 21, 2012 07:17 AM 'Rust and Bone' named best picture at London fest ??? | ??? October 21, 2012 06:21 AM Suit: Doctors mistakenly declared Chicago boy dead ??? | ??? October 21, 2012 05:40 AM Rights group: Yemen security forces raid hospitals ??? | ??? October 21, 2012 04:17 AM Floods in France prompt evacuations in shrine town ??? | ??? October 21, 2012 03:24 AM Women describe circumstances that led to abortion ??? | ??? October 21, 2012 02:15 AM Stolen watch recovered by NY man after 53 years ??? | ??? October 20, 2012 11:00 PM US envoy arrives in Islamabad for bilateral talks ??? | ??? October 20, 2012 10:00 PM US aircraft carrier cruises disputed Asian seas ??? | ??? October 20, 2012 09:03 PM Protracted crisis damps Syrians' Eid al-Adha celebration ??? | ??? October 20, 2012 08:02 PM Student drowns, another missing in Misamis ??? | ??? October 20, 2012 07:38 PM Knights stay alive, force Game 3 ??? | ??? October 20, 2012 07:00 PM 2 people die in fighting between rival rebel groups in Maguindanao ??? | ??? October 20, 2012 06:56 PM Red Cubs sweep Baby Stags, roll to title No. 20 ??? | ??? October 20, 2012 05:37 PM Hong Kong seizes $3.4M in illegal African ivory ??? | ??? October 20, 2012 04:02 PM Boy's miracle cure makes 1st Native American saint ??? | ??? October 20, 2012 03:57 PM Bus overturns in southwest Iran, 21 dead ??? | ??? October 20, 2012 03:54 PM 6 Afghan police killed in insider attack ??? | ??? October 20, 2012 03:21 PM More challenges lie ahead for GPH, MILF panels ??? | ??? October 20, 2012 01:30 PM Japeth Aguilar eyes D-League route to NBA ??? | ??? View all

Source: http://www.philstar.com/Article.aspx?articleId=861184&publicationSubCategoryId=200

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"Machete Kills" will slice into theaters in 2013 after scoring U.S. distribution

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Family of six homeless after house fire | Top Video | KIMA CBS 29 ...

YAKIMA, Wash. -- A family of six is left homeless after fire destroyed its house.

The quick moving fire ripped through the house on Rockford Road around noon Thursday.

Syrilda Welch was at work when she got the call Thursday afternoon about her house.

"That the house was on fire and it's gone," Syrilda said.

Syrilda rushed home to find it in flames. Her family of six lives at the home, including her elderly father, long-time boyfriend, two children and an infant.

Investigators are looking into what started the fire. The family tells Action News it's possible someone else was at the house and could be responsible.

Crews were quick to the scene, but say it was too late to save the structure.

"It appears that fire had gotten its start and moved rather quickly before it was noticed," said East Valley Fire Acting Chief Michael Riel.

Leonard Kimbel is Syrilda's boyfriend. He says the fire comes during a rough time for the family.

"We moved in here a year ago to help her mom that was dying and now we're here to take care of her dad," Leonard said.

Family and friends showed up to the comfort the family that might have lose everything.

"I don't believe there's any insurance, I'm hoping we can figure out how we're gonna do it. You know, we'll struggle. Both of us work hard and we'll keep going from there," Leonard said.

"It's just devastation I guess. Starting over," Syrilda said.

A family grateful to be alive, but forced to start over with next to nothing.

Source: http://www.kimatv.com/home/video/Family-of-six-homeless-after-fire-says-its-suspicious-174889811.html

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Over half of crisis-hit Italians recycle food leftovers: report

MILAN, Italy (Reuters) - Italy's passion for eating is world famous but more than half of Italians are now recycling food leftovers to prepare new meals as they try to save money and weather a year-long recession, a survey showed on Friday.

The survey, by food-producing association Coldiretti, said 59 percent of Italians were re-using pasta, bread and vegetables to try to make ends meet, a trend that underlines how austerity measures and unemployment are hitting people's wallets.

Italy wasted 10 million tonnes of food each year worth around 11 billion euros ($14.40 billion), the survey said.

But the research, conducted with statistical group SWG and called "Italians' behavior at a time of crisis", suggested Italians could make a virtue of necessity.

"Anti-waste recipes are numerous in Italy," Sergio Marini, the chairman of Coldiretti, said at the presentation of the report.

"You only need a little creativity and you can cook tasty meatballs with leftover ground beef, eggs, bread and cheese," Marini said.

Although Italy is a country of rich culinary traditions most of them are based on poor ingredients as they date back to the end of World War Two, when food was scarce.

The Tuscan "ribollita", the Venetian "pinza" or the Neapolitan "frittata of pasta" sound like gourmet meals but all are based on recycled ingredients such as pasta and vegetables.

Consumer spending is headed for its biggest post-World War Two decline this year and data from ISTAT shows consumer morale has only recovered slightly from a historic low hit in June, retail lobby Confcommercio said last month.

Coldiretti said one in four Italian families was in a difficult economic position, 3 percent more than last year.

A planned one-percentage-point hike in value added tax, due to come into effect in July next year, could cost families a further 500 million euros in higher prices, Coldiretti said.

($1 = 0.7638 euros)

(Reporting by Antonella Ciancio; Editing by Andrew Osborn)

Source: http://news.yahoo.com/over-half-crisis-hit-italians-recycle-food-leftovers-073448788.html

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Choose the right accounting system in 9 steps | Dynamic Business ...

Remember ? time is money! What?s the cost to your business if you have to spend 30 hours a month of your time on your bookkeeping?

With this in mind, follow these 9 steps and you?ll be well on track to choosing the right accounting solution for your business.

1.?Talk to your accountant first

There is nothing like expert advice. Your accountant is the best person to advise you on which accounting or bookkeeping system to use. Independent market research has shown that business owners using solutions recommended by their accountants have high levels of happiness (95 percent) and confidence (91 percent) with their bookkeeping ? so don?t waste hours of time trying to review all the different options available on your own. Seek expert and well-informed advice!

2. Identify your abilities and preferences

According to the market research, one in three Australian business owners find that time is the biggest frustration when it comes to their accounting, so be honest with yourself about how much time you can afford to spend doing your books. Some solutions will require more time than others ? particularly those ?do-it-yourself? accounting packages. So make sure you have an accurate idea about how much time you can (and want) to spend on your accounting.

Other frustrations reported by business owners included the stress, cost and complications involved with doing their books, along with the fact that their accountant has to re-do some of their work. Remember time is money and what is the cost to your business if you have to spend 30 hours a month of your time on your bookkeeping?

3. Understand your business requirements

Develop a checklist of what you need from your accounting solution ? different businesses have different needs such as invoicing, debtors, bank reconciliation, reporting and/or payroll. This checklist will help you identify the best option for your business which offers just the right amount of features.

Some businesses need a full ?do-it-yourself? double entry accounting package, while others are more suited to a simpler solution that handles only a few requirements.

Don?t be fooled into thinking the solution with the most ?bells and whistles? is the one that will do the best job. It is often the case that an accounting solution chosen solely on the basis of its features ends up being too complex to use properly.

4. Trying to do all your bookwork will not necessarily reduce your accounting fees

The market research shows that many business owners use their accounting solution because they think it saves them money on their accounting fees. Yet many are struggling with the time and complexity of their solution, as well as often supplying incorrect information requiring extra work by their accountant. The result can often be higher accounting fees as well as the wasted time and frustration from using an inappropriate package. Talk to your accountant about whether the system you are using (or thinking of using) really does reduce your accounting fees.

5. Find out what it costs

If you do decide to operate your own accounting software, make sure you understand the costs associated with using the support system, if there are annual upgrade costs or ongoing monthly costs, and what the potential costs may be if you need help or training. Desktop products usually have higher upfront costs but lower ongoing costs compared to the consistent monthly costs of online products. You should also consider the related technology costs. Desktop products require higher specification hardware whereas online products require a higher specification internet connection. Some packages may seem a good investment initially, until you consider the longer-term costs.

6. Choose a product than automatically imports bank data

While there are many features that you will be considering perhaps the most important from a time saving perspective is the ability to automatically import and process your bank data. Whether you or your accountant use your bank data as your core record of your businesses transactions or whether you reconcile your bank transactions with your invoicing and payments records, you will find that automatically importing and processing that data saves considerable time and reduces the potential for errors.

7. Check out the security of your bank data

Check what level of security your accounting solution offers. If your product get feeds of bank data find out how your data is being gathered. Some accounting solutions use secure feeds direct from the business owner?s financial institution, while others rely on ?screen-scraping? methods to obtain these transactions.

Screen scraping requires a business owner to provide their internet banking login and password details to a third party, which stores those details. That third party then automatically logs in to the business? internet banking account at regular intervals, copies their transaction details and supplies them to their accounting services provider.

Make sure you are aware how your transactions are being obtained, and never disclose your login and password details to any third party. If you do you are likely to be liable for any fraud that may occur ? whether or not it is related to the screen-scraping service.

Although the security risks from screen-scraping may appear low, cyber security threats are becoming increasingly sophisticated and ever more frequent, and the consequences of any issues could be significant. Are you prepared to place such mission critical information in the hands of a third party?

8. What happens if the company providing your software fails?

Make sure you conduct some basic due diligence on potential software providers, especially if you are considering a cloud provider where you do your accounting completely online. Cloud accounting solutions can offer great convenience, but make sure you know where your data is being stored, and how you can access it if something happens to your provider. If the provider of a desktop solution fails you will still have access to your data.

Assess the risks ? what happens if you lose your data and what processes would you have to go through to get it back?

9. Switching isn?t easy

Make an informed decision before signing on the dotted line ? switching providers is not an easy process and it takes time and training for you to learn how to use a new solution.

Make a list of the pros and cons of each potential accounting solution. There really isn?t a ?one-size-fits-all? product when it comes to accounting solutions, so review your options carefully. The time you spend now could save you significant time and money later on.

Be informed and seek professional advice. While some products are great for some people, for others they can create even more work. Don?t be swayed by hype or special deals.

Source: http://www.dynamicbusiness.com.au/finance-cash-flow/9-steps-to-choosing-the-right-accounting-system-19102012.html

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Video: Housing Headwind: Single Ladies?

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Source: http://video.msnbc.msn.com/cnbc/49480827/

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Waterford Graded district budget nears completion

By Dave Fidlin

Correspondent

As a prelude to the district?s upcoming annual meeting, members of the Waterford Graded School Board?s Personnel, Finance and Negotiations Committee this week discussed the proposed 2012-13 budget and property tax levy.

Superintendent Chris Joch presented the committee with the most up-to-date details of the $17.5 million budget, which could still be refined in the next week.

Plans call for increasing the property tax levy ? one of the district?s largest sources of income ? by 2 percent. In the past three years, the district has maintained a status-quo approach by not raising the levy.

Overall, Joch said he anticipates a 2.6 percent increase in revenue in Fund 10 ? the district?s general operating budget that funds most of the daily costs that keep all four schools functioning throughout the year.

During this year?s budget-building process, Joch and other district administrators have anticipated a rise in expenses by an estimated 4.1 percent.

?The increase ? is due to special education programming costs, health reimbursement start-up costs, debt service obligations and unemployment insurance costs,? Joch said.

Like all districts across the state, Waterford Graded is awaiting word on the specific amount of state aid, which is another significant source of income for the district.

The Wisconsin Department of Public Instruction plans to notify districts of the specific award amount by next Monday, Oct. 15.

Depending upon the amount, Waterford Graded officials could make slight modifications to the budget.

Officials do anticipate a drop in state aid because of the declining enrollment trends in recent years. But Joch pointed to a number of cost-cutting measures that have helped shore up some of the losses, including staff reductions and reviewing a number of contracts, including one for busing.

Moving forward, Joch said strides will have to be taken to find ways of generating income beyond the levy and state assistance.

The issue is to be discussed at the annual meeting scheduled at 7 p.m. on Monday, Oct. 22, in the Evergreen Elementary School cafeteria, 817 W. Main St.

?We have to find other alternate sources of revenue, other than property taxes and state aid,? he said.

There have been changes to the district?s lunch program, for instance, to ensure it is at a break-even point. Revenue from lunches cannot fund other district programs, but dollars elsewhere in the overall budget are needed if the program is not self-sufficient.

The district?s presentation at the upcoming annual meeting will delve into a number of topics, including an analysis of what the mill rate and cost per pupil is in Waterford Graded, compared to other districts.

Source: http://lab.southernlakesnewspapers.com/?p=5978&utm_source=rss&utm_medium=rss&utm_campaign=waterford-graded-district-budget-nears-completion

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